About Us – Encharge Capital

About Encharge Capital

About Ross Byrne & Encharge Capital

Who we are

Encharge Capital — Trusted Lending by Ross Byrne

Founder of Encharge Capital | Expert in Home Loans, Business Finance & Investment Strategies Across Australia

Welcome to Encharge Capital, your trusted partner for personalised finance solutions across Australia. Founded by Ross Byrne, an experienced finance broker, we help individuals, families, and businesses make smarter financial decisions with confidence.

With a deep understanding of the Australian mortgage and lending market, Ross specialises in guiding first home buyers, property investors, and business owners. Whether you’re applying for your first home loan, refinancing an existing mortgage, financing business equipment, or planning an investment property strategy, Encharge Capital supports you at every stage.

Encharge Capital is backed by the expertise of a full-service financial network — bringing together mortgage brokers, financial planners, and accountants. This allows Ross to deliver tailored, lender-matched solutions while ensuring your financial journey is built on clarity, compliance, and long-term success for clients nationwide.

Our Testiomnials

What Our Customer Says

Encharge Capital

5.0

Based on 10 reviews

review us on

Shaylea Gudenswager

11 months ago

Ross is very professional and had our best interests at heart the entire journey of refinancing our home loan. Highly recommended!

Dale

11 months ago

Outstanding Service and Expertise! I honestly couldn’t recommend Ross and everyone at Encharge Capital highly enough. From start to finish, they made what could have been a stressful process feel smooth, clear, and completely manageable as a first time buyer. Their knowledge of the finance and mortgage market is incredible, they explained every detail in plain language and made sure I fully understood all my options before making any decisions. Communication was excellent they were always quick to respond, always proactive, and genuinely caring about getting me the best possible deal. They went above and beyond to secure fantastic terms that I never would have found on my own. What really stood out was how personal the service felt. It never felt transactional, they always had my best interests at heart. I felt supported, informed, and confident every step of the way. If you’re looking for a finance broker who’s professional, trustworthy, and genuinely dedicated to helping you reach your goals, look no further than Ross and the team at Encharge Capital. A 10/10 experience from start to finish!

eamon foy

1 year ago

I recently worked with Ross at Encharge Capital and honestly, I couldn’t be happier with the experience. As someone who didn’t know much about mortgages going in, I really appreciated how patient and clear they were throughout the whole process. He took the time to walk me through all the options, answered every single question I had and helped me find the right deal for my situation. Super friendly, always quick to respond, and just really easy to work with. Everything felt smooth and stress-free, which is saying something when you’re dealing with something as big as buying a home. If you're looking for someone who actually cares and knows their stuff, definitely give them a call. Great experience from start to finish!

carlton beanland

1 year ago

Thanks to Ross for taking the stress out of my first mortgage, wealth of knowledge, couldn’t be more helpful and has already line us up for our first investment property. Would recommend 100%

Shane Waters

1 year ago

Thanks to the team at Encharge Capital for getting my mortgage over the line. Great to deal with and stress free couldn’t recommend a better group of brokers. Special mention to Ross, who went above and beyond to help with the process!

FAQs

Frequently asked questions

What does a finance broker do?

A finance broker helps you compare loans, negotiate with lenders, and secure the most suitable finance option based on your needs. They simplify the entire borrowing process and ensure you get the best available deal in Australia.

Why use a finance broker?

Using a finance broker saves time and money. Brokers have access to multiple lenders and products, offering you better rates and tailored options that align with your goals.

What is an equipment finance broker?

An equipment finance broker helps businesses obtain funding for assets such as vehicles, tools, or machinery. They create structured finance solutions that suit your cash flow and business growth needs.

How does a finance broker get paid?

Most brokers are paid a commission by the lender after your loan settles, so there are usually no upfront costs. At Encharge Capital, we maintain full transparency with no hidden fees.

What is the difference between a mortgage broker and a finance broker?

A mortgage broker focuses mainly on home loans, while a finance broker offers a wider range of financial services such as business loans, vehicle finance, investment property finance, and asset lending.